It is unpleasant when people borrow a certain amount of money, but are not going to return it. Therefore, before transferring your financial resources to someone, you need to think carefully about this moment.
Money is energy, therefore, in order to attract it to yourself, you do not need it to stagnate. Competent handling of funds means following the following simple rules:
- money should work;
- make contributions to charity;
- do not give money to those who cannot return it later.
To eliminate the risk of losing money, you must adhere to the following principles:
- use an IOU
It must be handwritten. In this document, you need to indicate the amount in numbers and in words, indicate the return period and the amount of the penalty in case of non-compliance. It is better to transfer the amount of money with a notary; it is also better to certify the IOU with him.
- stipulate terms
Talk to a person when he is going to repay the debt, if he answers with streamlined phrases like “we will count”, “I will give”, etc., then this individual will not give the money soon, or maybe even decided to “profit” at your expense.
- talk "heart to heart"
If, after hints of a refund, he begins to blackmail with family feelings, tries to evoke pity, reproaches, etc., then think carefully before sponsoring him, since the money will most likely not return to you.
Usually, these principles are a good "litmus test" to identify people who are not going to give you debt.
