How To Be Smart About Money

How To Be Smart About Money
How To Be Smart About Money

Video: How To Be Smart About Money

Video: How To Be Smart About Money
Video: How to Properly Manage Your Money Like the Rich | Tom Ferry 2024, May
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Money is the equivalent of psychic energy. How much effort you put into your work or your business - this is the return you will receive. This is an axiom, but many ignore it, and therefore cannot improve relations with money. Yes, exactly the relationship, because banknotes somehow feel who they need to go to, and who better not.

How to be smart about money
How to be smart about money

"If you have no order in thoughts and feelings, then there will be no order in life." Svetlana Peunova.

To paraphrase the aphorism, we can say that if you do not have the right attitude towards money, then there will be no money either. After all, if you look at it, everyone has money, and often in sufficient quantities, but due to improper spending or inaccurate accounting, we often get into debt or barely make ends meet.

If you cannot find a higher-paying job or an additional source of income, you will have to learn to make do with the amount of money that is available here and now. Moreover, there are elementary rules for dealing with money that will help in this. First, answer the questions:

1. Can you accurately name the total family income in numbers?

It has long been known that money is loved by an account. If you don't know exactly how much you can count on, how can you plan your expenses? How to deal with unforeseen circumstances? Provide spending on birthdays of loved ones and employees, on holidays, on illness, in the end?

2. How much do you spend on living? Where does the money go? How much do you need for the required payments? What are your main expenses? How efficiently are you spending your money?

You can voice these questions at the family council - it will be a useful and interesting conversation. Thinking about this, you will probably understand that often money went "in the wrong place."

3. How much money do you have left that you can spend on yourself?

There is a famous phrase that says: "Money should be spent by the one who earned it." That is, if the husband brings the lion's share of the income to the family, he must "steer" the family budget, having more weight in solving family financial issues. And each of the family members should have personal funds that they spend at their own discretion. If this is not the case, then there is no equality and mutual understanding in the family, there is no freedom.

4. How do you feel about money?

Often people are afraid that there will be no money. Many people know the rule: what you are afraid is what happens. But still they continue to be afraid, "scaring off" money.

People often think that money is evil. Isn't it worth understanding that money is just pieces of paper. People make them evil. And in good hands, they can serve noble goals: charity, sponsorship of social projects, assistance to children's institutions, etc.

Deep down, many do not want to have money, because it entails responsibility: where to invest so as not to lose, and so on.

5. What bar do you set for yourself when thinking about your income?

Do you often think that a big salary is not for you, that getting a good job is impossible, that you do not deserve a raise? These thoughts can be hidden deep in the subconscious, all of them can be summed up in one phrase: I cannot afford it. As soon as this thought flickers - chase it away, and redo it to the opposite.

So, in these questions, the rules are encrypted that will help rationally use the tools that you have here and now. And one more tip: forbid yourself the phrase "no money". Do not say it mentally or aloud, because this is how you subconsciously program yourself that there will never be money.

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