Unfortunately, nowadays the problem of lack of funds is very acute. Many people complain that their expenses are many times higher than their income. The reason for this is most often two factors: inability to manage their finances and a negative attitude towards money. The latter is very deeply rooted in the subconscious of most people.
Necessary
2 sheets of paper, pen or pencil
Instructions
Step 1
A negative attitude towards money is formed in a person as early as childhood. People who grew up in poor families are especially susceptible to this. Every now and then they had to face poverty and live in austerity. From such people you can often hear the following phrases: "Money is evil", "Money is not the main thing", "I cannot afford it", "To make big money, you need to work hard." etc. Such attitudes only hinder a person on the path to obtaining wealth. If you belong to the above-described category of people, try to get rid of the stereotypes of thinking imposed on you. Money is not evil, but a means to your goals. The sooner you understand this simple truth, the easier it will be for you to succeed in life.
Step 2
Write down all of your negative beliefs about money on a separate piece of paper. Then rewrite them, replacing them with new attitudes of the following type: “I love money and treat it with respect,” “I deserve (for) a lot of money,” “My income is constantly increasing,” etc. All this is painstaking work with your subconscious mind. As you learn to think positively, you will begin to attract success and financial well-being.
Step 3
You should not look for the culprits of your failures. You can blame the bosses or even the state for the problems as much as you like, but this will not make financial difficulties disappear from your horizon. Better work on yourself: get rid of old prejudices and improve your qualifications.
Step 4
Many people often exaggerate the problem of lack of funds. But in most cases it is quite possible to solve it. It's another matter if you are afraid to do this, imagining how much difficulties it will cost you to deal with financial instability. This is another psychological barrier that needs to be overcome. Tell yourself: "Yes, today I have little money, but tomorrow I will definitely find a way out of this situation."
Step 5
When it comes to money, try not to go to extremes. If you spend it without counting, you will never make the necessary savings. However, you cannot be a curmudgeon either. After all, a person needs money to achieve their goals. There is no point in just bagging them. In this case, it is best to observe the golden mean.
Step 6
Always keep track of your income and expenses. Thus, you can understand what the lion's share of the money you earn is spent on. Based on the information received, it will be easier for you to adjust your expenses in the future.
