The financial crisis is an unpleasant and very alarming thing. But, oddly enough, people no longer suffer from financial losses, but from psychological experiences and stress. How to overcome the financial crisis without unnecessary hassle?
Necessary
Sheet of paper, pen
Instructions
Step 1
Remove external factors of fear.
It's no secret that the media often creates emotional stress. Therefore, try to look more at the events happening around you, and not at what they say in the media. Connect with people who cheer you up and are optimistic about the future. It is important to understand that any crisis lasts no more than 2-3 years, and after a while it will end. For several years it is quite possible to live modestly, without unnecessary expenses. Be sure to think about your plans for the future.
Step 2
Understand what thoughts you are scaring yourself with and expose them.
Take a piece of paper and write down anything that scares you. One sentence, one fear. For example: I will lose my job, I will not have a salary, I will have nothing to pay the loan with, I will have nothing to eat and I will starve to death. These are common fears of any person. At the same time, it will be good if you bring your fears to the extreme degree of insanity. But don't take it seriously. This is just an exercise.
Step 3
Then write some realistic answer options for each sentence.
What can be done in such a situation.
For example: if I lose my job, I find a new one, finally there will be time for rest, for some time I can live without work.
I will have nothing to pay off the loan - I will find out the conditions and amounts of fines at the bank, if I do not repay the loan, I will find out what the extreme measures will be and in what time frame if I do not pay the installment. And so it must be done with every frightening thought.
Thus, you create yourself several options for getting out of a difficult situation. Stop being intimidated by your fantasies about the crisis. You begin to realistically look at what is happening without exaggerating the danger.
Step 4
Rely on real facts, not fantasies.
Calculate how much money you need for a month for your daily needs. And think about what opportunities you have to receive such an amount on a monthly basis. What can you get without money. Which you can do without for a long time. Connect your imagination and think about how you can get what you usually buy.
Step 5
Be here now.
One of the simplest ways to relieve stress is to be real. Look around, at what surrounds you.
Take a walk in the park, listen to the chirping of birds, breathe in the fresh air, look at the sky, flowers, trees and understand that despite the crisis, life goes on. And you can enjoy life, regardless of the amount of money.