Everyone wants to make purchases without thinking about spending, but considering the salary, not everyone can afford it. A simple analysis of spending will help you strive to achieve your goals. Keeping an expense journal can really help. You can even start such a diary on your mobile phone. You will be assisted by common applications that will not only give you a complete analysis of spending, but also draw up schedules for your shopping.
Sales and joint purchases
As a rule, the most expensive expenses are buying furniture, clothing, household appliances, interior items, etc. I absolutely do not want to save at the expense of quality. However, there are options to buy great things at somewhat cheaper prices.
The first thing to notice is the sales. Search store sites for sale announcements. Be sure to come on the first day. By using this option, you will save your budget from 10% to 90%. Of course, there are also disadvantages to such purchases. This is a small selection of products and often includes last year's collections.
The second is joint purchases. There are sites on the Internet where many users come together for a joint order from the manufacturer, respectively, at a wholesale price. The main thing is that the site has good enough recommendations. The disadvantage of joint purchases is the inability to try on the selected item and the duration of delivery. However, the savings will range from 20% to 60%.
Cook it yourself
In stores today, you can buy not only any semi-finished products, but also ready-made meals, so most people are happy to use this opportunity. However, cooking food on your own will significantly reduce waste, besides, homemade food is much healthier for the body. Try to cook at home and take lunches with you to work. Calculate how much your lunchtime snacks are costing you a month. This is the amount you can save a lot.
Personal care
Regularly a certain amount of money is spent on visiting salons. Hair coloring, manicure, pedicure - all these procedures take up a considerable part of the salary. It is also possible to change this situation. Learn to do manicure and pedicure yourself, and a friend will help you tint the roots. Learning to do your nails is not difficult. You can attend educational mini-courses or find a lot of useful information on the Internet. Although you will have to spend a certain amount of money on courses, the experience gained will save you a lot of money in the future on visiting beauty salons.
Credit
Try to avoid using credit cards. When buying on credit, you usually overpay 20%, and sometimes, depending on your bank card, even 30%. Try to save up a certain amount for the purchase you want. If you don't have time for this, then look for online stores with the product you need. The difference between virtual prices and real (store) prices is significantly different.
If you want to become rich - become one! You just need to learn how to spend money correctly. This approach to shopping will allow you to realize all your old plans, and most importantly, not only save some of your money, but also increase it.
